Bankruptcy Exemptions for retirement accounts in IL, reaffirming car lease and home

...

Subject: assets in bk
Question: are both 401K's and IRA's exempt from chpt 7 in IL? Also, while credit is still in good standing can I lease a new vehicle getting a good interest rate and not have to list them a debtor? What happens to my house if it has no equity but I continue making the payments on time.